Ranked and Rated Online Lottery Sites in Bulgaria

Our Top Recommendation for Bulgaria: Lottofy

Lottofy is a licensed online lottery platform operated by Clobet Limited, registered in Malta and regulated by the Malta Gaming Authority. It offers Bulgarian players access to international lotteries such as EuroMillions, Powerball, and Mega Millions. The platform supports various payment methods, including credit/debit cards and e-wallets. Winnings are credited to player accounts promptly, with larger prizes processed efficiently. Customer support is available via live chat and email during specified hours. Lottofy's website is mobile-friendly, allowing players to participate in lotteries conveniently from their devices.

How We Rate and Rank Online Lottery Sites in Bulgaria

Security and Licensing

We verify that online lottery sites hold valid licenses from reputable authorities and implement SSL encryption to protect user data.

Lottery Variety and Quality

We assess the range of lotteries offered, including international and regional games, ensuring they meet industry standards for fairness and transparency.

User Experience

We evaluate the site's design, navigation, and mobile compatibility to ensure a seamless and intuitive user experience.

Payment Methods and Withdrawal Times

We examine the availability of secure payment options, such as credit cards and e-wallets, and assess the efficiency of deposit and withdrawal processes.

Customer Support Services

We test the responsiveness and effectiveness of customer support channels, including live chat and email, to ensure timely assistance for users.

Bonuses and Promotions

We analyze the fairness and transparency of bonus offers and promotional terms, ensuring they provide genuine value to players.

Online Lottery Bonuses and Promotions in Bulgaria

Bulgarian lottery sites commonly offer popular bonuses such as welcome, reload, no deposit, and cashback bonuses to attract and retain players.

Wagering requirements dictate how many times you must bet the bonus amount before withdrawing winnings. In Bulgaria, these typically range from 20x to 40x. For example, a 30x requirement on a 100 BGN bonus means wagering 3,000 BGN before cashing out. Always review the terms, as game contributions to these requirements can vary.

• Welcome Bonus: Offered to new players upon registration and first deposit, often a 100% match up to 400 BGN.
• Reload Bonus: Available to existing players making additional deposits, typically ranging from 10% to 100% of the deposit amount.
• No Deposit Bonus: Provided without requiring a deposit, usually between 5–20 BGN, allowing players to try games risk-free.
• Cashback Bonus: Returns a portion of a player's losses over a specific period, typically between 5% and 20% of net losses.

Popular Online Lottery Games in Bulgaria

Bulgarian lottery platforms offer several popular games, including Toto 2 – 6/49, Toto 2 – 5/35, Toto 2 – 6/42, Toto 2 – Zodiac, and Toto 2 – Joker.

To participate, players must be at least 18 years old and comply with the terms and conditions set by the Bulgarian Sports Totalizator (BST). Tickets can be purchased online or at authorized retailers within Bulgaria.

• Toto 2 – 6/49 In this game, players select six numbers from a pool of 49. Draws occur three times a week, and the jackpot starts at BGN 2,000,000, increasing with rollovers. The odds of winning the jackpot are 1 in 13,983,816.
• Toto 2 – 5/35 Players choose five numbers from a set of 35. Each draw consists of two separate draws, providing multiple chances to win. The jackpot varies based on ticket sales and rollovers. The odds of matching all five numbers are 1 in 324,632.
• Toto 2 – 6/42 Participants select six numbers from 42. Draws are held twice a week, and the jackpot starts at BGN 300,000, increasing with rollovers. The odds of winning the top prize are 1 in 5,245,786.
• Toto 2 – Zodiac This game involves selecting five numbers from 50 and one zodiac sign from 12. The jackpot begins at BGN 2,000,000 and grows with rollovers. The odds of winning the jackpot are 1 in 31,252,800.
• Toto 2 – Joker An add-on game where players select a six-digit number. The jackpot varies and increases with rollovers. The odds of matching all six digits in exact order are 1 in 1,000,000.

Payment Methods for Online Lottery in Bulgaria

Online lottery sites in Bulgaria that support the Bulgarian lev (BGN) offer various payment methods, including e-wallets and prepaid cards, to facilitate deposits and withdrawals. To deposit funds, players select their preferred payment method, enter the desired amount, and confirm the transaction, with funds typically available immediately. Withdrawals involve selecting the payment method, specifying the amount, and confirming; processing times vary by method.

• PayPal: A widely used e-wallet allowing secure online transactions. Minimum deposit and withdrawal amounts depend on the lottery site. Deposits are usually instant, while withdrawals can take 1-3 business days. Transaction fees may apply, varying by site.
• PaysafeCard: A prepaid card enabling online payments without a bank account. Minimum deposit amounts vary by lottery site. Deposits are instant. Withdrawals to PaysafeCard are not commonly supported; alternative methods may be required. Transaction fees depend on the site.
• Skrill: An e-wallet facilitating online payments and money transfers. Minimum deposit and withdrawal amounts are set by the lottery site. Deposits are typically instant; withdrawals can take up to 5 business days. Skrill charges a withdrawal fee of 1.75%, with a minimum fee of EUR 3.50.
• Neteller: An e-wallet offering online payment services. Minimum deposit and withdrawal amounts depend on the lottery site. Deposits are usually instant; withdrawals can take 1-5 business days. Neteller charges a withdrawal fee of up to 2.5%.
• Jeton: A digital wallet providing online payment solutions. Minimum deposit and withdrawal amounts are determined by the lottery site. Deposits are typically instant; withdrawal processing times vary. Transaction fees depend on the site.

Players should review the specific terms and conditions of each lottery site to understand the applicable limits, processing times, and fees for their chosen payment method.

Legal Landscape of Online Lottery in Bulgaria

In Bulgaria, the organization of lottery games is a state monopoly. Since February 2020, only the state-owned Bulgarian Sports Totalizator (BST) is authorized to operate lotteries, including online formats. Private operators are prohibited from offering online lottery games, except for raffles, bingo, keno, and their variations.

The National Revenue Agency (NRA) regulates all gambling activities in Bulgaria. Operators must obtain a license from the NRA to offer any form of gambling. The licensing process requires a minimum capital of BGN 1.5 million (approximately €767,000) and a bank guarantee of BGN 750,000 (approximately €383,000).

In 2024, Bulgaria implemented a comprehensive ban on gambling advertisements across television, radio, print, and online platforms. Exceptions include billboards located more than 100 meters away from schools and advertisements on gaming hall and casino buildings, provided they include responsible gambling messages covering at least 10% of the ad space.

The NRA actively monitors and blocks unlicensed gambling websites. In 2023, the agency restricted access to over 150 unlicensed gambling sites, primarily those licensed outside the European Union.

Players must be at least 18 years old to participate in any form of gambling in Bulgaria. Operators are required to verify the age and identity of all players before granting access to gambling activities.

Fees and Taxes on Lottery Winnings in Bulgaria

In Bulgaria, lottery winnings from games organized by licensed operators within the European Economic Area (EEA) are exempt from personal income tax. This means that if you win a lottery prize from a licensed operator in Bulgaria or another EEA country, you are not required to pay taxes on your winnings.

However, if your lottery winnings come from operators outside the EEA or from unlicensed operators, they are subject to a 10% income tax under the Personal Income Tax Act. In such cases, you are obligated to declare these winnings in your annual tax return and pay the applicable tax.

It's important to note that while players are generally not taxed on winnings from licensed EEA operators, the operators themselves are subject to taxation. As of January 1, 2026, Bulgaria has increased the gambling tax rate for operators from 20% to 25%. This tax is levied on the difference between the bets placed and the winnings paid out by the operator.

In summary, as a player in Bulgaria, you typically do not pay taxes on lottery winnings from licensed EEA operators. However, winnings from non-EEA or unlicensed operators are taxable at a 10% rate. Always ensure that you are participating in lotteries organized by licensed operators to benefit from tax exemptions.

Pros & Cons of Playing Lottery in Bulgaria

Participating in online lotteries in Bulgaria offers both advantages and disadvantages. The table below outlines key points to consider:

Engaging in online lotteries in Bulgaria provides convenience and a broad selection of games. However, players should remain cautious of security risks and the potential for gambling addiction. Ensuring participation through licensed platforms and practicing responsible gambling are essential.

Conclusion

Selecting a licensed online lottery site in Bulgaria ensures access to national games like TOTO 2, syndicate play, subscription services, and mobile apps. These platforms support local payment methods and comply with national regulations. Lottofy, for example, offers Bulgarian players access to international lotteries such as EuroMillions, Powerball, and Mega Millions. Explore LottoRanker to find the best lottery sites for players from Bulgaria and other countries.